Saturday, May 31, 2008

Looking for Absolutely Free Credit Report?

FACT is that if you're a U.S. citizen, then you are entitled to receive a Free Annual Credit Report every twelve months from the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. The Fair Credit Reporting Act (FCRA) makes this all possible.

So keep your money in your pocket and get your free credit report quick, easy & secure by clicking here . This consumer service is provided courtesy of the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

Note: It is a good habit to check your credit report AT LEAST once per year especially due to the growing problem of identity theft.

Tip: When you receive your reports you are legally allowed to dispute any negative items that you believe are errors or have any dispute about. Be Aware and Remember: It IS the job of the creditor to Verify & Prove that you owe the debt that they say you owe.

Creditors are given a limited amount of time to prove their case (typically about a 45 day window from the time your dispute is submitted.) If they Fail to verify that the debt does indeed belong to you - within that limited amount of time - then that negative item MUST be removed from your credit file. Simple as that. That's a fact!

So don’t be scared… See what’s in Your Absolutely Free Credit Report. It might not be as bad as you think… but then again… ;-)

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